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John Shepard manager
Fantastic work. My credit score
is 70 points higher!
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Michael & Kelly M., FL
"Approximately two years ago...our
credit scores were in the mid 500 range. Within a few months
of using Allstate Credit Advisors's services, our credit rating had
increased to over 700, the erroneous information on our
credit reports was gone, and are now paying $300 less per
month on our monthly mortgage payment! We are grateful for
the professional, courteous service, and would recommend
your services to anyone who has challenges with their
credit!"
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Mark J., NE
"I want to say that I think you & your
organization are doing a fantastic job! I applaud your
effort!"
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Jon C., CA
"Thanks for all your great work... The
judgment was finally deleted!!!"
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Credit bureaus insist that
individuals cannot repair their credit without waiting
years for negative items to be removed. Don't believe
them. Allstate Credit Advisors has been doing this for a long
time and in that time we have found that through
continually refining and redefining our strategies, we
have secured methods that provide optimal performance.
Although the details of the process change as new laws
are passed and regulations are added, the underlying
principle has remained virtually the same. Here are the
four essential steps that make up the process of
cleaning up your credit reports. These steps are
repeated until you are satisfied with the results.
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We examine your credit reports
- You begin by forwarding copies of your credit
reports to us from all three of the major credit bureaus.
Keep in mind that the credit bureaus will only correspond
directly with you, not your credit repair firm. These
updated reports are crucial for us to see which items were
removed successfully. If you do not have copies of your
credit reports that are not older than 2 months, you can
get copies here
http://www.ficoscoreonline.com
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You tell us which items to
dispute - Someone from our firm will contact you
within 24 hours of receiving your reports. We will go over
your report in high detail while you let us know which
items you would like us to dispute. They will also be
accessible 24/7 online.
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Allstate Credit Advisors works your
case - Allstate Credit Advisors begins to dispute your items
by using its arsenal of credit report repair strategies
and experienced staff to challenge negative items directly
with the credit bureaus. Depending on the number of
negative items on your credit reports this step will be
repeated for each subsequent loop through the cycle...
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Sit back and wait for results
- The credit bureaus have 30 days to investigate your
dispute. Within those 30 days they must provide proof of
the discrepancies on your report or be forced to delete
those negative items. They will send you an updated credit
report and you will then send it to us to move your case
forward. The cycle begins again, and we remove more
negative items from your reports...
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